One account. Everything you need.
From everyday spending to growing your savings and sending money across the world — every Velovance service lives in one clean, connected place. Explore what your account can do.
Velovance, everything you need
A complete banking suite designed for modern life — simple, fast, and secure.
Checking accounts
Every account includes a unique account number and routing number. Enjoy real-time balance updates, unlimited transactions, and full transaction history with downloadable statements.
Domestic & international transfers
Send money instantly between Velovance accounts, or transfer to any US bank via ACH (1-2 business days). International transfers support IBAN, SWIFT/BIC, and Wise integration for lower fees.
High-yield savings
Open flexible savings or fixed-term CDs with competitive APY. Track compound growth daily, set automated deposits, and withdraw anytime from flexible accounts without penalties.
Personal loans
Get personalized loan offers from $1,000 to $50,000. Instant approval decisions, fixed rates from 5.99% APR, and funds deposited within 1-2 business days. No prepayment penalties.
Crypto deposits
Deposit Bitcoin, Ethereum, and USDC directly to your account. Automatic conversion to USD with real-time exchange rates. Full transaction history and tax-ready reports available.
Security & MFA
Protect your account with multi-factor authentication via authenticator app or SMS. Real-time fraud monitoring, instant transaction alerts, and a complete security audit trail.
Compare our savings plans
Choose the plan that matches your financial goals. Rates are variable and subject to change.
| Plan | APY | Minimum deposit | Term | Interest compounding |
|---|---|---|---|---|
| Flexi Saver Withdraw anytime. Normal rate. |
1.50% APY | $0.00 | 0 months | Daily |
| Growth 12 12-month locked plan with a higher rate. |
3.25% APY | $500.00 | 12 months | Daily |
| Wealth 36 36-month plan for long-term goals. |
4.10% APY | $2,000.00 | 36 months | Daily |
Annual Percentage Yield (APY) as of June 19, 2026. Rates are variable and may change after account opening. Fees could reduce earnings. See our Rate Disclosures for details.
Smart tools that put you in control
Go beyond the basics — understand your spending, automate your money, and stay on top of every move.
JUL
JUL
All figures, rates, and transaction history shown reflect actual account activity. Rates are current as of June 19, 2026 and subject to change. See your account dashboard for real-time updates.